![Roy Hock, MBA, ARM, Director of Risk Finance and Casualty Insurance, Valero Energy Corporation [NYSE: VLO] | Insurance Business Review](https://www.insurancebusinessreview.com/newstransfer/upload/104-450x308_724H.jpg "Roy Hock, MBA, ARM, Director of Risk Finance and Casualty Insurance, Valero Energy Corporation [NYSE: VLO] | Insurance Business Review")
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